An investor has been investing in shares of XYZ company since the 1950 and has built up a sizable position. He was receiving a steady stream of dividend income, but recently XYZ cut their dividend to almost nothing! Ken considers liquidating some of his position but he does not want to pay the capital gains tax when he sells shares that he purchased at such a low basis. He always imagined that he would leave the stock to his children anyway and knows that they will receive a step up in basis. Ken's advisor makes the following suggestion: Ken should take the position and invest in the Optima Overwrite strategy. California Investment Trust will systematically write covered call options against shares of XYZ company in order to generate the income that Ken needs.
Option trading is not suitable for all investors. Investors should read and understand the Characteristics and Risks of Standardized Options.