you become an investor with California Investment Trust Fund Group, you
entrust us not only with your hard-earned assets but also with your
nonpublic personal and financial information ("shareholder information").
We consider your shareholder information to be private and confidential,
hold ourselves to the highest standards of trust and fiduciary duty in
their safekeeping and use.
OUR PRIVACY PRINCIPLES :
- We do not sell shareholder information.
- We do not provide
shareholder information to persons or organizations outside The
California Investment Trust Fund Group who are doing
business on our behalf (e.g., non-affiliated third parties),
for their own
- We afford prospective and former shareholders
the same protections
as existing shareholders with respect to the use of shareholder
INFORMATION WE MAY COLLECT :
We collect and use information we believe is necessary to administer
our business, to advise you about our products and services, and
to provide you with customer service. We may collect and maintain
information needed for these purposes, such as those below:
you , (application and enrollment forms, transfer forms, distribution
forms, checks, correspondence, or conversation), such as your
address, telephone number, and social security number.
- From your transactions
with our transfer agent , such as your transaction
history, and account balance.
- From electronic sources , such
as our website or e-mail.
HOW WE USE
INFORMATION ABOUT YOU :
The California Investment Trust Fund Group will only use information
about you and your California Investment Trust accounts to help us
better serve your investment needs or to suggest California Investment
Trust Fund Group
services or educational materials that may be of interest to you
We do not disclose any nonpublic personal information about our
shareholders or former shareholders to non-affiliated third parties without
authorization. However, we may disclose shareholder information
to persons or organizations inside or outside our family of funds,
as permitted or required
by law. For example, we will provide the information, as described
above, to our transfer agent to process your requests or authorized
HOW WE PROTECT YOUR INFORMATION :
We restrict access to your shareholder information to authorized
persons who have a need for these records in order to provide products
to you. We also maintain physical, electronic, and procedural safeguards
to guard shareholder information. To further protect your privacy,
our website uses the highest levels of Internet security, including
Sockets Layer protocol, user names and passwords, and other tools.
As an added measure, we do not include personal or account information
in non-secure e-mail
that we send you via the Internet.
For shareholders with Internet
access, California Investment Trust Fund Group recommends that
you do not provide your user name or
password for any
reason to anyone.
In the event that you hold shares of one or more
Funds through a financial intermediary, including, but not limited
to, a broker-dealer,
would govern how
your nonpublic personal information would be shared with non-affiliated